Quick Answer: Does Insurance Cover Over The Counter Medicine?

A drug that is sold over the counter may still have a prescription counterpart that is covered by insurance, and the insurer can be consulted to compare out-of-pocket costs for prescription and over-the-counter drugs.

Currently, most insurance companies do not cover over-the-counter drugs.

Can you get a prescription for over the counter medicine?

Your GP, nurse or pharmacist will generally not give you a prescription for over-the-counter (OTC) medicines for a range of minor health conditions. Instead, OTC medicines are available to buy in a pharmacy or supermarket. Look up your nearest pharmacy.

What is OTC coverage?

OTC stands for other than collision, also known as comprehensive coverage, a type of physical damage coverage. Other than collision is an optional physical damage coverage, which helps protect your vehicle in case of theft, vandalism, glass damage, damage from hitting an animal, fire, floods and weather-related damage.

How do I get prescription drug coverage?

To get Medicare drug coverage, you must join a Medicare plan that offers prescription drug coverage.

How to join a drug plan

  • Enroll on the Medicare Plan Finder or on the plan’s website.
  • Complete a paper enrollment form.
  • Call the plan.
  • Call us at 1-800-MEDICARE (1-800-633-4227).

Does insurance pay for vitamins?

Prescription Plans

Each Medicare Prescription plan has its own formulary, or list of covered drugs, and some may offer coverage for certain vitamins and supplements. Generally, they are not covered though. Enhanced alternative coverage means that it covers additional prescriptions not covered by your typical plan.