Question: Do All Insurance Plans Cover Birth Control?

Because of the Affordable Care Act (aka Obamacare), most insurance plans must cover all methods of birth control at no cost to you, including the pill.

However, some plans only cover certain brands of pills or generic versions.

Your health insurance provider can tell you which types of birth control they pay for.

Is birth control still covered by insurance 2019?

These rules apply to all Marketplace plans, so your 2019 plan should cover your preferred birth control method. While your insurance company has to cover all birth control methods, it doesn’t necessarily cover all brands.

Does Blue Cross cover birth control?

The Affordable Care Act requires just one form or brand of each of the 15 or so birth control methods—pills, rings, IUDs, implants, patch, injections and so on—to be covered. The particular form or brand of birth control you are using is not on your Blue Cross plan’s approved list.

Where can I get birth control for free?

Some free clinics and community health centers, like Planned Parenthood, offer low- or no-cost birth control.

How much does birth control cost without insurance?

Cost: According to Planned Parenthood, the birth control pill costs $0 to $50 per month. The American Pregnancy Association notes that the initial physical exam with your physician may cost between $20 and $200. Annually, women may pay between $20 and $800, depending on medical coverage and pill costs.

What insurances cover birth control?

The Affordable Care Act requires that plans cover all FDA-approved methods of contraception. Hormonal birth control pills, diaphragms, sponges, IUD’s, arm implants, emergency contraception (Plan B pills), and sterilization are all methods that are covered by insurance.

Is there a copay for birth control?

You will not have a copay or other out-of-pocket costs for birth control, if you: Have a doctor’s prescription for any type of birth control approved by the FDA; this includes the ones usually sold over the counter like spermicides and sponges.